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Strategic technology partner

Decimal Technologies.
Saudi Arabia through Soft Klik.

Decimal Technologies combines banking consulting, enterprise-grade no-code development, AI and API ecosystems. Through its partnership with Soft Klik, these capabilities are positioned and supported for organizations in Saudi Arabia.

Banking consultingEnterprise no-codeAI & GenAIAPI ecosystem
Explore Decimal capabilities

About Decimal Technologies

Full-stack capability for digital enterprises.

Decimal describes itself as a full-stack, enterprise-grade no-code application development platform with a mobile-first approach and vertical banking solutions spanning digital onboarding, lending and digital banking.

01
40+active enterprise customers
150+enterprise-grade projects
115%net revenue retention rate
5+average customer relationship, years
8countries with clientele
3countries with offices

Figures supplied by Decimal Technologies in its company profile.

Core expertise

Domain depth meets hyper automation.

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01

Banking consulting

Advisory across financial planning, risk frameworks, product delivery, distribution, customer experience, process optimization, operational excellence and service models.

02

Hyper automation

Enterprise no-code, AI and GenAI capabilities supported by the Vahana platform for building and operating complex applications.

Our presence in Saudi Arabia

A strategic partnership built for local execution.

Decimal and Soft Klik collaborate to help Saudi organizations modernize technology stacks, streamline operations and progress digital transformation through technology strategy, platform consulting and coordinated local engagement.

01Local opportunity development
02Solution positioning
03Commercial coordination
04Delivery alignment
05Post-sales support

Banking impact

Four connected pillars of banking transformation.

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01

Distribution

Lead generation, channel effectiveness, communication engagement, campaign management and incentive automation.

02

Onboarding

Mobile-native journeys, user analytics, fraud and risk assessment, data validation and compliance checks.

03

Account monitoring

Client health, early-warning indicators, behavioural signals, portfolio monitoring and risk-adjusted insights.

04

Governance, risk & compliance

KYC tracking, issue response, process coverage, audit trails and compliance impact mapping.

Vahana platform

An end-to-end platform across the software lifecycle.

Vahana brings application development, middleware and IT operations into one connected enterprise platform.

01Application development

Front-end designer

Business rule engine

Workflow rule engine

02Middleware

Integration gateway

API marketplace

Scheduling tool

03IT operations

User & device analytics

Logs & monitoring

Built-in CI/CD

01Deployment and cloud agnostic02Mobile application development03Complete SDLC coverage04Complex enterprise-grade applications

Vahana Hub

Discover, connect and govern APIs from one marketplace.

A governed API marketplace designed to simplify API discovery, subscription, integration, monitoring, failover testing and reconciliation.

API discoverySubscription-based integrationFailover testingUsage monitoring and alertsAutomated reconciliation
1,500+pre-integrated APIs
80+service providers
< 1 minready to consume
01

Search

Find relevant services from a curated catalogue.

02

Subscribe

Select and subscribe to the required service.

03

Publish

Configure and make the service ready for use.

Solutions through Decimal

A portfolio aligned to enterprise and financial-services priorities.

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01

Agentic Platform

Enterprise AI and agentic capabilities that move teams from insight to intelligent action.

02

Vahana Hub

API discovery, consumption, governance and integration management.

03

GateX

AI-enabled policy, risk, underwriting and decisioning engine.

04

RM Assist

Tools and intelligence that enable relationship managers to sell more effectively.

05

Loan Origination System

Digital origination for retail, SME, secured and unsecured lending.

06

Audit Platform

Audit management capabilities for governance, compliance and oversight.

07

Consumer App - Insurance

Digital customer journeys for insurance organizations.

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Technology Delivery

UI/UX, project management, Java and Angular delivery resources.

09

DevOps Resources

CI/CD, development operations and technical-delivery support.

10

Data-focused Offering

Capabilities aligned to complex enterprise data priorities.

Banking consulting

Specialist support across strategy, product and operations.

01

Financial planning

02

Risk frameworks & policies

03

Product delivery & launch

04

Distribution & channel management

05

Customer experience design

06

Process optimization

07

Operational excellence

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Service-model design

End-to-end coverage

Individual and entity journeys across assets and liabilities.

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01 / INDIVIDUAL

Individual

Personal loansCredit cardsHome loansGold loansLoan against propertyEducation loansSavings accountsCurrent accountsTerm & fixed deposits
02 / ENTITY

Entity

Secured business loansUnsecured business loansCorporate loan originationMSMETerm loansBusiness credit cardsCompany current accountsCorporate savings and salary accounts

Decimal clients in Saudi Arabia

Trusted by Saudi financial-services organizations.

Selected client references for Decimal Technologies in the Saudi market.

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Barq
Saudi client reference

Barq

SHL Finance
Saudi client reference

SHL Finance

Masar Alnumou Finance
Saudi client reference

Masar Alnumou Finance

Discuss Decimal in Saudi Arabia

Connect banking ambition with enterprise execution.

Tell Soft Klik which transformation priority you are working on. We will help align the relevant Decimal capability and coordinate the next conversation.Discuss a Decimal solution